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If the Cardholder fails to look at the safety necessities, s/he might incur legal responsibility for BRAC Bank. BRAC Bank may, in its absolute discretion, issue a new PIN on the present Card. Subject to the provisions acknowledged herein and as specified by BRAC Bank from time to time, the Cardholder won’t hold BRAC Bank liable in case of any improper/ fraudulent/unauthorized/ duplicate/ misguided use of the Card and/or the PIN. BRAC Bank may even not be liable for any penalties connected with the use/ misuse of the Card by any third party due to the Card falling within the arms of any third celebration or the PIN coming to the knowledge of any third party.

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